Would it be wise to have my dad carry a note for my half of a business we're buying?

Well its better for all if more than 50% belonged to woman. even if its 52% split between you and mom and 48% to dad. That way with your bad credit there is alot a help with grants and loans for woman than there are for men. The better buisness beaurough can even help guarantee part of your part for up to 90%. I would start by talking to them first and see whats best for all of you. And dont forget to file your taxes quarterly.The returns can help you especially the first years. And ant major purchases for that buisness can be split up over 3 years so you have more to claim every year. then it wouldnt be 50,000 your spending you would be only responsible for 26% ,at least for a start ,and you could probably get a lower interest rate from the better buisness burough backing you.Take your husband and everyone else with you. Its a great place to start.